Blend the Base: Add cottage cheese and Greek yogurt into a blender or food processor. Blend until smooth. For a chunkier texture, pulse a few times.
Add Cheese: Stir in shredded cheddar or queso cheese until fully incorporated.
Add Spices: Mix in garlic powder, smoked paprika, chili powder, and diced jalapeño. Season with salt and pepper to taste.
Chill (Optional): Refrigerate for 30–60 minutes for flavors to blend and texture to firm up slightly.
Serve: Scoop with tortilla chips, vegetable sticks, or use as a taco dip. Garnish with fresh herbs and optional drizzle of olive oil.